Medical Insurance

When it comes to health care, no other country can match the medical infrastructure and technological prowess of the United States. Years of investment in research have made it a world leader in the field of medicine. But, maintaining a high standard costs money. Unlike India, health care in the US is very costly. A simple OPD or dental check-up

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For students pursuing higher education in a college or university in Australia, purchase of student health insurance (also known as Overseas Student Health Cover or OSHC) for the entire duration of their study is mandatory. This is because, like many developed countries, the cost of medical treatment in Australia is very high. Without sufficient health insurance cover, students are likely

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In his latest move aimed at appeasing his domestic voters ahead of the upcoming US Presidential elections, President Donald Trump, on August 3, signed an executive order that prevents federal agencies from hiring H1B visa holders. This move came in less than two months after US authorities had ordered a temporary freeze in issuance of H1B visas to new applicants.

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Covid-19 pandemic threatens to rewrite history with human blood. And while earlier pandemics such as the Spanish Flu that killed over 5 million people worldwide between 1918 and 1920 had significantly higher mortality rate, the speed at which Covid-19 infection is spreading across the globe is quite unprecedented. The pandemic has left over 1 million people infected and 52,000 dead

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Indian students going to the U.S. for higher education are mandatorily required to purchase health insurance for them to be allowed to continue taking classes. While most universities and colleges in the U.S. have student specific health plans in association with a local health insurance provider, others may ask the student to purchase health insurance from health insurance marketplace. However,

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There is a misconception among many Indian students who go to study in the US that health plans that cover sickness and injury, also cover those injuries sustained while playing a sport. This however is only partially true. While most student health plans do cover injuries while playing sport, there are certain exceptions to it. In this blog, Student Cover

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In our previous blog, we explained what loan insurance is and how lenders use it to safeguard loan repayments against default on part of the borrower due to death or disability. Of late however, Student Cover has found that many lending institutions such as banks and NBFCs have been deceiving students into purchasing overseas health insurance plans along with their

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Due to high cost of treatment, universities and colleges in countries like the US, Canada, Australia etc. have made it mandatory for students to have a health insurance in order to study in those countries. This is done to ensure that a student gets requisite treatment if he or she falls ill as well as to ensure that the student

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The spread of coronavirus (2019-nCov) that originated in Wuhan in China has not only affected the students going overseas from China to other countries to study but also those students who have traveled to China, either during winter vacation or for tourism purposes. Governments and health departments in countries like the US, UK, Australia, New Zealand, Canada etc. have issued

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In previous blog, we explained how a student can file insurance claim in the US in case of a US based health insurance provider. In part 2 of this 2 part blog series, Student Cover tells you how you can file a claim in case you purchased a health insurance plan from an India based health insurance provider operating in

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